Privacy Policy
for the Protection of Personal Information
LIQUIDITY UNIONS Limited (hereinafter referred to as the “Company”) has established and published the following “Privacy Policy on Personal Information Protection” (hereinafter referred to as the “Policy”) as the Company’s policy on the protection of personal information and its approach to the handling of personal information (including customers’ personal numbers and personal information containing personal numbers (hereinafter collectively referred to as “Specified Personal Information, etc.”)). The following “Personal Information Protection Policy” (hereinafter referred to as the “Policy”) has been established and published as the Company’s approach to the protection of personal information and the handling of personal information (including customers’ personal numbers and personal information containing personal numbers (hereinafter collectively referred to as “Specified Personal Information, etc.”)).
(Policy on Efforts to Protect Personal Information)
We recognize that the proper protection and use of personal information is an important social responsibility, and in conducting our various business activities, we will comply with the Personal Information Protection Act and other related laws and regulations, as well as our own rules and regulations, including this Policy, to ensure the proper protection and use of our customers’ personal information.
(Purpose of Use)
We will specify the purpose of use of customers’ personal information, and will only handle it to the extent necessary to achieve that purpose, and will not handle it beyond that extent. If the use of personal information is restricted in accordance with specific laws and regulations, the Company will not use personal information for any purpose other than the stated purpose of use.
(Fair Acquisition)
The Company will acquire customers’ personal information in an appropriate and lawful manner to the extent necessary for the Company’s business.
(Handling Sensitive Information)
We will not disclose customers’ sensitive information (information defined in the Guidelines for the Protection of Personal Information in the Financial Sector, including “personal information requiring special consideration”) to third parties, except as required by law. (**) We will not acquire, use or disclose to any third party any customer’s sensitive information (information defined in the Guidelines for the Protection of Personal Information in the Financial Sector, including ” Sensitive Personal Information”) unless required by law or we have obtained the customer’s consent to the extent necessary for the conduct of our business, etc.
**Sensitive information refers to the following information
- Race, religion, or social status
- Medical, health, personal and family history
- Criminal history, facts of criminal offenses
- Family origins, legal residence
- Other personal information that requires special consideration in order to avoid unfair discrimination, prejudice or other disadvantage to the individual.
(Prohibition of Improper Use)
The Company will not use personal information in a manner that encourages or induces illegal or unjust acts.
(Limitation of Disclosure to Third Parties)
As a matter of principle, we will not disclose customers’ personal information to third parties except with the customer’s consent or in accordance with laws and regulations. However, we may disclose customers’ personal information without their consent in cases where we outsource the handling of personal information to the extent necessary to achieve the purpose of use, in cases of mergers, etc., or in cases of joint use with a specific party as separately determined.
The specified personal information, etc. will not be disclosed to third parties, except in limited cases specified by applicable laws.
(Security Control Measures)
We will endeavor to store and manage customers’ personal information in an accurate and up-to-date manner, and implement necessary and appropriate security control measures to prevent leaks, etc. In addition, we will supervise our employees and contractors (including subcontractors, etc.) who handle customers’ personal information in a necessary and appropriate manner.
(Continuous Improvement)
We will review this policy from time to time in light of developments in information technology and changes in social demands, and will strive to continuously improve our handling of customers’ personal information.
(Primary methods of obtaining personal information)
We may obtain personal information in the following ways
When we receive personal information through documents completed and submitted by customers, such as application forms for products and services.
When provided by electronic exchanges, shared users within our group, personal credit reporting agencies, etc.
When we use information contained in commercially available books or information published in newspapers or on the Internet.
(Major Operations Outsourced to Third Parties)
We outsource some of our business to third parties. The following are some of the activities in which we have our contractors handle personal information.
Printing and mailing documents to be sent to customers
Providing professional advice on legal, accounting and other matters
Operating and maintaining information systems (hereinafter referred to as the “Company”) has established and published the following “Privacy Policy on Personal Information Protection” (hereinafter referred to as the “Policy”) as the Company’s policy on the protection of personal information and its approach to the handling of personal information (including customers’ personal numbers and personal information containing personal numbers (hereinafter collectively referred to as “Specified Personal Information, etc.”)). The following “Personal Information Protection Policy” (hereinafter referred to as the “Policy”) has been established and published as the Company’s approach to the protection of personal information and the handling of personal information (including customers’ personal numbers and personal information containing personal numbers (hereinafter collectively referred to as “Specified Personal Information, etc.”)).
(Policy on Efforts to Protect Personal Information)
We recognize that the proper protection and use of personal information is an important social responsibility, and in conducting our various business activities, we will comply with the Personal Information Protection Act and other related laws and regulations, as well as our own rules and regulations, including this Policy, to ensure the proper protection and use of our customers’ personal information.
(Purpose of Use)
We will specify the purpose of use of customers’ personal information, and will only handle it to the extent necessary to achieve that purpose, and will not handle it beyond that extent. If the use of personal information is restricted in accordance with specific laws and regulations, the Company will not use personal information for any purpose other than the stated purpose of use.
(Fair Acquisition)
The Company will acquire customers’ personal information in an appropriate and lawful manner to the extent necessary for the Company’s business.
(Handling Sensitive Information)
We will not disclose customers’ sensitive information (information defined in the Guidelines for the Protection of Personal Information in the Financial Sector, including “personal information requiring special consideration”) to third parties, except as required by law. (**) We will not acquire, use or disclose to any third party any customer’s sensitive information (information defined in the Guidelines for the Protection of Personal Information in the Financial Sector, including ” Sensitive Personal Information”) unless required by law or we have obtained the customer’s consent to the extent necessary for the conduct of our business, etc.
(Limitation of Disclosure to Third Parties)
As a matter of principle, we will not disclose customers’ personal information to third parties except with the customer’s consent or in accordance with laws and regulations. However, we may disclose customers’ personal information without their consent in cases where we outsource the handling of personal information to the extent necessary to achieve the purpose of use, in cases of mergers, etc., or in cases of joint use with a specific party as separately determined.
The specified personal information, etc. will not be disclosed to third parties, except in limited cases specified by applicable laws.
(Security Control Measures)
We will endeavor to store and manage customers’ personal information in an accurate and up-to-date manner, and implement necessary and appropriate security control measures to prevent leaks, etc. In addition, we will supervise our employees and contractors (including subcontractors, etc.) who handle customers’ personal information in a necessary and appropriate manner.
(Continuous Improvement)
We will review this policy from time to time in light of developments in information technology and changes in social demands, and will strive to continuously improve our handling of customers’ personal information.
(Risk Assumption)
The site visitor or the user acknowledges and accepts that the Company may collect and process private information through various means, including but not limited to, electronic communication, online forms, surveys, and cookies. The site visitor or the user further understands and accepts that such data collection and processing may occur irrespective of the applicable legal regulations or laws in force. By visiting the site or using any services provided by the Company, the site visitor or the user voluntarily assumes any and all associated risks.
(Indemnification)
The site visitor or the user shall indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and affiliates from and against any and all claims, demands, actions, liabilities, losses, costs, expenses, damages, or other obligations, including but not limited to, legal fees and expenses, arising out of or in connection with the Company’s collection, use, or storage of private information, regardless of the means or methods employed, and irrespective of the applicable regulations or laws. The site visitor or the user’s indemnification obligation shall extend to any third parties that may assert claims against the Company. The Company expressly disclaims any responsibility for any negative consequences, damages, or losses arising from the collection, use, or storage of private information, including but not limited to, breaches of privacy, security incidents, or violations of applicable laws or regulations. The Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages incurred by the site visitor or the user or any third party. This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company is located, without regard to its conflict of law principles.
(Primary methods of obtaining personal information)
We may obtain personal information in the following ways:
When we receive personal information through documents completed and submitted by customers, such as application forms for products and services.
When provided by electronic exchanges, shared users within our group, personal credit reporting agencies, etc.
When we use the information contained in commercially available books or information published in newspapers or on the Internet.
(Major Operations Outsourced to Third Parties)
We outsource some of our business to third parties. The following are some of the activities in which we have our contractors handle personal information.
- Operating and maintaining information systems
- Printing and mailing documents to be sent to customers
- Providing professional advice on legal, accounting, and other matters